Programs & Services

We encourage you to contact us to see how we can better serve you and your family, and how you can connect with us as we strive to positively impact one life at time!

 
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Housing Assistance

The following programs are supported at TRCDO:

  • Illinois Hardest Hit Program

    • Do you need help paying your mortgage? Have you experienced a drop in household income? If so, you may qualify for up to $35,000 in federal assistance at no cost to you. Starting August 1, 2016, Illinois homeowners can apply for assistance under the Illinois Hardest Hit program. However, homeowners who have previously received Illinois Hardest Hit assistance are not eligible to reapply.

  • I-Refi Program

    • Alternatively, homeowners who are current on their mortgage payments but owe more than their home is worth due to declining property values can apply for assistance under the I-Refi program. Starting August 1, IHDA will offer underwater homeowners up to $50,000 in federal assistance to reduce the balance owed on their mortgage and refinance into a new affordable loan based on the current market value of their home. See this page for more details.

  • 1stHomeIllinois Program

    • If you are interested in buying a home in Boone, Cook, DeKalb, Fulton, Kane, Marion, McHenry, St. Clair, Will or Winnebago counties, 1stHomeIllinois is the product for you. It combines a 30-year fixed rate mortgage with a $7,500 down payment assistance grant. 1stHomeIllinois is tailored for first-time homebuyers, veterans, or anyone who has not owned a home in the last three years.

Utilities and Energy Assistance

This is one of our most popular services available. It’s made a big difference for many of our customers, and is provided with the highest level of excellence. With this service, we ensure all details are simple, seamless and handled in a timely manner. Whenever you work with TRCDO, you can trust that you’re in great hands.

Harvest for the World Food Pantry

We want all of our customers to experience the impressive level of professionalism when working with TRCDO. All of our services, especially this one, exist to make your life easier and stress free. You can trust us to supply you with the best products, as well as top quality customer service.

Youth Services

We want all of our customers to experience the impressive level of professionalism when working with TRCDO. All of our services, especially this one, exist to make your life easier and stress free. You can trust us to supply you with the best products, as well as top quality customer service.

Health Services

We want all of our customers to experience the impressive level of professionalism when working with TRCDO. All of our services, especially this one, exist to make your life easier and stress free. You can trust us to supply you with the best products, as well as top quality customer service.

 

Total Resource CDO is a Nonprofit

that provides and facilitates life-changing services that meet the needs of families and individuals.  
As an organization we are enabled by the generous grants and donors that make out work possible. We operate on thin margins in order to do as much good as possible for those in need. If you can find it in your heart to help us continue out mission we, and the families assist, would greatly appreciate it.  

 
 
 
 
 
 
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PCORI

 
 
 
 

Housing Programs We Support

TRCDO actively partners with IHDA and HAI to provide reliable, certified counseling on Housing, Homeownership, Budget Planning, and foreclosure Mitigation.  The following programs are supported at TRCDO:

Rental Assistance Program - ILRPP

Do you need help paying your mortgage? Have yo experienced a drop in household income? If so, you may qualify for up to $25,000 in federal assistance at no cost to you.  Starting August 1, 2016, Illinois homeowners can apply for assistance under the Illinois Hardest Hit program. However, homeowners who have previously received.

I-Refi Program

Alternatively, homeowners who are current on their mortgage payments but owe more than their home is worth due to declining property values can apply for assistance under the I-Refi program. Starting August 1, IHDA will offer underwater homeowners up to $50,000 in federal assistance to reduce the balance owed on their mortgage and refinance into a new affordable loan based on the current market value of their home. See this page for more details. 

1stHomeIllinois Program

If you are interested in buying a home in Boone, Cook, DeKalb, Fulton, Kane, Marion, McHenry, St. Clair, Will or Winnebago counties, 1stHomeIllinois is the product for you. It combines a 30-year fixed rate mortgage with a $7,500 down payment assistance grant. 1stHomeIllinois is tailored for first-time homebuyers, veterans, or anyone who has not owned a home in the last three years.

Resources

Learn more about these measures to prevent foreclosure below, collect relevant housing materials, and plan your appointment with TRCDO’s Housing Assistance Program. You must make an appointment to receive housing assistance with a certified Counselor.

Call us at (773) 881-0761. We look forward to helping you.